A recent post by game designer and crypto analyst Chad Steingraber outlines a structured view of how institutional treasury systems may already be interfacing with digital liquidity infrastructure beneath standard corporate operations. The shared diagram features GTreasury and BNY Mellon, with reference to RLUSD and an underlying value layer, suggesting a deeper integration between traditional finance platforms and emerging settlement technologies. Ripple is the invisible hand. XRP is the virtual oil. GTreasury—>BNY Mellon (RLUSD Custody) https://t.co/iZoWbGFHSp pic.twitter.com/7KEstnlKCi — Chad Steingraber (@ChadSteingraber) October 17, 2025 Corporate Treasury Workflow and System Architecture The image in the post features GTreasury, a leading Treasury and Risk Management System (TRMS) provider recently acquired by Ripple, positioned as the operational platform through which corporations can manage investments and settlement activities. Within this framework, companies initiate trade instructions, wire requests, and transaction confirmations through GTreasury. These actions are then routed toward BNY Mellon, which is depicted as the custodian and settlement agent. External banks remain visible in the process for cash transfers, underpinning the flow of funds when trades are funded or redeemed. Steingraber’s commentary indicates that while the front-end systems appear conventional, there is an additional operational layer managing liquidity and settlement. This is where RLUSD , described as a stable value instrument and a wider liquidity network, comes into focus. RLUSD Custody and Settlement Mechanics According to an interpretation shared in response to the post, when corporations execute cash operations through GTreasury , BNY Mellon assumes the role of custodian for RLUSD in the background. The claim is that settlement occurs using this stable instrument, while a broader infrastructure supports cross-asset liquidity. This interaction is described as functioning without direct visibility to the corporate user, who continues to operate through standard treasury templates and reporting modules. The workflow shown includes messaging pathways for research reports, trade confirmations, and transaction histories, implying that the integration is designed to maintain compatibility with existing reporting standards while benefiting from faster settlement capabilities. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 Integration of Liquidity Networks The post further suggests that a distinct liquidity network underpins the movement of funds across institutions. While not explicitly detailed in the graphic, the commentary aligns this liquidity layer with real-time value transfer, operating behind conventional banking rails. The suggestion is that digital infrastructure is not presented to the user but facilitates the instantaneous movement of institutional funds. This layout positions each component—GTreasury for instruction, BNY Mellon for custody, external banks for cash settlement, and digital liquidity rails for execution—as part of a unified operational stack. Institutional Adoption Dynamics Steingraber’s overview reflects an argument that corporate finance systems are gradually aligning with digital assets and tokenized liquidity without requiring enterprises to alter their existing tools. By embedding stable instruments such as RLUSD into custody and settlement processes, institutions could enable real-time liquidity while preserving traditional treasury workflows. This model, as presented, reinforces the premise that digital settlement architecture is advancing within institutional frameworks, functioning alongside legacy infrastructure rather than replacing it. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post Game Designer: Ripple is the Invisible Hand. XRP Is the Virtual Oil. Here’s why appeared first on Times Tabloid .
