Jake Claver, a financial expert, recently described XRP’s evolving role in global markets in terms that point to a pivotal moment for the digital asset. Jake noted that XRP critics have “not much ground left to stand on” and emphasized that Ripple is no longer just a payments-focused company. According to Claver, XRP and the XRP Ledger are now central to the wider shift toward tokenized finance , with billions already flowing across the network. He added that banks are watching developments closely and that “the serious capital hasn’t even entered the chat yet.” He concluded that the next phase for XRP “will be one for the books.” Claver’s comments come at a time when regulatory and institutional factors are aligning in ways that could significantly impact XRP’s market trajectory. The XRP critics don’t have much ground left to stand on Ripple isn’t just a payments anymore and they're right in the middle of global tokenized finance Billions are already flowing across the XRPL, XRP ETFs are lining up for what could be some serious inflows, and yes…the… — Jake Claver, QFOP (@beyond_broke) September 3, 2025 The ETF Landscape Interest in XRP exchange-traded funds (ETFs) has surged throughout 2025. As of September, more than 15 applications for XRP-focused ETFs are pending with the U.S. Securities and Exchange Commission (SEC). Issuers include Grayscale, Bitwise, 21Shares, WisdomTree, and Franklin Templeton. The SEC faces key deadlines this fall. Several of the major applications, including those from Grayscale, Bitwise, 21Shares, and WisdomTree, are due for final decisions in October . Franklin Templeton’s deadline follows in November. Bloomberg analysts have placed odds of 95% on approval , and market observers are preparing for massive inflows, with Canary Capital’s CEO recently predicting inflows of $5 billion in the first month . Regulatory Alignment The regulatory environment has also shifted in a way that supports ETF prospects. On September 2, staff from the SEC and the Commodity Futures Trading Commission (CFTC) released a joint statement clarifying that registered exchanges under both agencies are not prohibited from listing certain spot crypto commodity products. This includes offerings that use leverage, margin, or financing. The statement represents a rare show of alignment between the two regulators, provides greater clarity for exchanges and issuers, and addresses longstanding uncertainties about jurisdiction and market oversight. For XRP ETFs, this step reduces one of the primary regulatory hurdles and increases the likelihood of near-term approvals. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 The Road Ahead Taken together, Claver’s remarks and the recent regulatory and institutional momentum highlight the position XRP now occupies in global finance. The rise of tokenized assets, the scale of ETF applications, and the coordinated approach of U.S. regulators point toward a market preparing for larger capital inflows. If October delivers the approvals many expect , the next chapter for XRP may indeed confirm Claver’s view that its role in the evolving financial system will be one for the books. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post Finance Expert Says XRP’s Next Phase Will Be One For the Books. Here’s why appeared first on Times Tabloid .